Qside aims to provide members with top quality, innovative online and convenience services.  That means providing you with free and secure 24-hour online services so you can bank your way, on your own schedule, and making sure you have other convenient tools at hand to manage your money more effectively.


Choose a service:

• Online Banking
• Bill Pay
• 24-Hour Telephone Banking
• E-Statements
• Overdraft Protection
• Direct Deposit
• Payroll Deductions
• ScoreCard Rewards
• Wire Transfers
   

Wherever you have access to the internet, you’ll be able to manage your Qside accounts. Our MoneyLinQ online banking service allows
you to do pretty much everything except withdraw cash!

Features:

• Free and secure
• Access account history
• Bill Pay – automatic, recurring, or one-time
• View cleared check images
• E-Statements
• View balance and market value of online accounts including checking, savings and investments, credit cards, and IRA accounts
• Download site information into money management programs
• Compatible with Quicken or Microsoft Money programs
• Online Bill Pay is better for the environment – reduce waste by eliminating checks, envelopes and stamps

Click here to login into your MoneyLinQ account

Let Qside handle your bill payments for you.

If you’re tired of paying bills one by one, searching for stamps or paying late fees, Qside’s online Bill Pay service is for you.  With this very convenient membership benefit, just tell us whom to pay and how much, and we'll have your monthly, quarterly or annual bills automatically deducted from your checking account – on time with no stress to you!

Features:

• Convenient
• Secure
• Schedule automatic, recurring bill payments, or set up one-time bill payments
• Quick and easy to manage
• Online Bill Pay is better for the environment – reduce waste by eliminating checks, envelopes and stamps
• For a low $2 fee per payment, let Qside handle all the work for you
   

Access your accounts and perform various banking transactions by telephone.

Qside's 24-hour telephone banking system (AMPS – Automated Member Phone Service) puts you in touch with your accounts from any touch-tone phone in the world – at any time of the day or night.

Features:

• Free and secure
• Available 24 hours
• Review account balances
• Monitor check clearances
• Transfer funds between Qside accounts
• Monitor transaction history
• Perform check withdrawals
• Change your PIN
• Check dividend earnings
• Get current rates
• After enrolling, access AMPS at (718) 353-1300, Option #1

Opting in this free service is strongly recommended to our members.

E-Statements are the most secure and convenient way to receive your Qside account statements.  E-Statements are electronic versions of your account statements that are sent to you in place of your paper statements and can help protect you from identity theft by eliminating exposure of your personal information in the mail or trash.  They’re also much more convenient – they’re sent sooner than paper statements and eliminate the need to file or shred piles of paper.

Features:

• Free
• Sent to members via email and accessible from any internet connection
• Download, save and store E-Statements on your home computer
• Search through your E-Statements by keyword
• Secure – Eliminate the exposure of your personal information in the mail or trash
• Less work for you – Less paper to file or shred and less mail to go through
• Fast – Available days before a paper statement would arrive by mail
• Better for the environment – members can collectively reduce waste by eliminating tens of thousands of envelopes and paper

Direct Deposit immediately deposits your pay check, retirement checks, tax refunds or other government-issued checks into your account electronically.  It’s the most convenient way to deposit your income.  And direct deposited funds are cleared instantly so you can use your money right away.


Features:

• Free
• Pay is deposited immediately into your account, directly from the payee
• Funds are available to you instantly
• You can enroll in Direct Deposit for various Qside accounts, including Free Checking, Savings, Money Market, Holiday and Vacation Club Savings, and IRA accounts
   

Enroll Today

To enroll, just request Direct Deposit through your employer or payee and provide them with our routing number (221476413) and your Qside account number. 

An add-on to our Direct Deposit service, Qside’s Payroll Deductions allow you to have a portion of your Direct Deposit funds automatically transferred to your other Qside accounts, including for Qside loan account payments, Qside Visa credit card payments, or transferred into any of your Qside savings or investment accounts. 

When transferred for Qside loan payments*, you’ll receive a 0.50% discount off loan APRs**, more options for payment scheduling, as well as the potential for additional savings.

It’s a great way to maintain good credit, keep on top of your loan payments and save money. 


Features:

• Free
• Have a portion of your Direct Deposit funds automatically transferred to your other Qside accounts
• Receive a 0.50% APR discount**, more options for payment scheduling, as well as the potential for additional savings when you use Payroll Deductions to pay off your Qside loans**
•  Conveniently submit Visa credit card payments and avoid late fees
• Maintain good credit by consistently making payments on time
• Automatically deposit money into your Qside savings or investment accounts

*Excludes stock, share and certificate secured, Overdraft Protection, Holiday, Vacation and real estate loans
**If Payroll Deduction is discontinued, your APR will increase by 0.50%

With our ScoreCard Rewards program, you can earn Bonus Points to redeem for valuable gifts and travel if you have a Qside ATM/Visa Debit card, Visa Classic, or Visa Platinum Rewards credit card. 

Features:

• Qside ATM / Visa Debit card – Earn 1 Bonus Point for every $2 you spend* on signature-based card transactions**
• Qside Visa Classic credit card – Earn 1 Bonus Point for every $1 you spend*
• Qside Visa Platinum Rewards credit card – Earn 1 Bonus Point for every $1 you spend*
• Redeem Bonus Points, check your point balance and browse the merchandise and travel catalogues online www.scorecardrewards.com

Enroll Now
To take advantage of Qside’s ScoreCard Rewards, just create a profile online at www.scorecardrewards.com

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Do you need to get money to far-away family, friends or institutions– and fast?

Rest easy with Qside’s wire transfers.  Simply provide us with the amount you need to send as well as the account and routing number or ABA number of where the money is going, and we'll have the money wired out of your account and on its way the next business day*. 



*Qside’s domestic wire transfer fee is $15 per transfer.  The international wire transfer fee is $50 per transfer.  This does not include any fees the recipient’s institution may charge.